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Cosmetic Roof Damage Isn’t Always Covered—Here’s What Homeowners Need to Know
Your Home, Your Weather Alerts
1. What Is Cosmetic Roof Damage and Why Isn’t It Covered? Cosmetic Exclusion clauses are becoming more common in homeowners’ insurance policies. They mean that if your roof is dented, scraped, or bruised by hail or debris but isn’t leaking or functionally compromised, then your insurance may not pay for repairs. “For insurance to cover […]
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